مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥ وَلَهُۥٓ أَجْرٌ كَرِيمٌ
man zal lazee yuqridul laaha qardan hasanan fa yudaa'ifahoo lahoo wa lahooo ajrun kareem
A kto da Bogu piękną pożyczkę, On mu ją odda w dwójnasób, i będzie miał nagrodę szlachetną.
Who will lend to God a beautiful loan, that he may multiply it for them, and they shall have a generous reward?
Qard comes from a root meaning to cut off, so a loan in Arabic is a piece cut from what you hold and handed over. The owner of everything is the one asking to borrow, and the question form leaves room where a command could have stood. The surah has just ranked those who gave before the victory above those who gave once it was safe.